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MFS Insurance, Inc. Blog: insurance

View the latest blog posts from MFS Insurance, Inc..

 If you are a residential contractor without any employees, as of August 2nd 2017 you are no longer required by law to show proof of workers compensation insurance. Although, going without worker’s compensation insurance could potentially leave you exposed, you aren’t required to obtain it. READ MORE >>

Living in the Natural State we are used to having sporadic weather.  It's basically a part of life!  Often, we find a 20-30 temperature shift during certain times of the year in a period of less than 24 hours. Some of the most interesting weather shifts I've personally observed were on a deer stand in the late fall to early winter. READ MORE >>

Each year it is estimated that more than 51,000 electrical fires are started causing $1.3 billion in damage to homes and properties across the country. Many of these electrical fires could have been avoided with routine maintenance to the electrical and emergency devices in your home. READ MORE >>

Memorial Day has come and gone and I can officially report that summer has begun. The swimming pools are open, the kids are out of school, and for some it’s time to bring out the boat to explore and enjoy the many great lakes and rivers that Arkansas has to offer. READ MORE >>

             In Jennifer Goforth Gregory's article found on, she discusses some of the common car insurance mistakes made by parents when sending their children off to college to start their new adventure. READ MORE >>

Good news about your work comp premium.......Arkansas has a great legal climate compared to most states.  It's very fair to employers and employees alike.  This combination has attracted healthy competition from many insurance companies which ultimately lowers the premium for employers in Arkansas who can pass savings down with higher wages to employees. READ MORE >>

We've had quite a few questions related to work comp of late so we are going to do a series of posts and address a few items that come up often.  Hopefully this will alleviate some concerns and make processes such as audits more efficient for Arkansas employers! READ MORE >>

Flood insurance can be tricky as there are several different types of forms.  It helps to have a good agent who can navigate the NFIP program on your behalf.  Flood maps are updated often over the years and the program is always under the microscope of change and improvement. READ MORE >>

The simple answer is yes.  When you own or acquire vacant land then liability comes with ownership of nearly anything in our society. At a minimum, you have a "slip and fall" exposure for citizens that might traverse your ground.  We insure many vacant properties that are raw land and premiums range from $200 - $300 annually. READ MORE >>

Short and simple......Now is a great time to review your auto insurance rates.  Loss ratios of the major insurers are trending higher and are projected to go over 100% in 2015 once the numbers are finalized. Lower gasoline prices have caused an increase in miles driven which directly results in more claim activity for insurers. READ MORE >>

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