Smith & Co.
 Office Stuttgart
Office  Marianna 

Flanagin Office Forrest City 
 Little Rock

Office Stuttgart

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MFS Insurance, Inc. Blog: 4_2016

View the latest blog posts from MFS Insurance, Inc..

The simple answer is yes.  When you own or acquire vacant land then liability comes with ownership of nearly anything in our society. At a minimum, you have a "slip and fall" exposure for citizens that might traverse your ground.  We insure many vacant properties that are raw land and premiums range from $200 - $300 annually. READ MORE >>

It's Friday and my mind wanders.............I love to go camping, but don't get the opportunity as much anymore.  We used to have "AGO" or "Arkansas Great Outdoor" weekends that often took us to North, AR for fishing.  This was during my 20's and time was more readily available. READ MORE >>

Short and simple......Now is a great time to review your auto insurance rates.  Loss ratios of the major insurers are trending higher and are projected to go over 100% in 2015 once the numbers are finalized. Lower gasoline prices have caused an increase in miles driven which directly results in more claim activity for insurers. READ MORE >>

As I travel the state of Arkansas weekly, I notice many vacant property structures in small towns and wonder if they are insured properly. Failure to change from occupied to vacant can result in issues for policyholders in the event of a claim.  Basically, a standard CP 00 10 form removes READ MORE >>

A recent CNBC interview with a craft beer executive was rather routine until he discussed his "start-up" years.  After a successful launch (circa mid 80's) ahead of the real craft revolution, this gentleman was tooling along nicely and comfortably, but had a passion to scale his business. READ MORE >>

If you are an Arkansas based business with employees you likely have a worker's compensation policy to protect your employees and business in the event of an unforeseen accident. Employers in the US spend almost $62 Billion on injuries and accidents resulting in employees missing six or more days of work in 2013. READ MORE >>

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